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xAgency / DepartmentResourceDetailsURLDate Added/UpdatedPublished?Deadline to ApplyAmount
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FEDERALU.S. Small Business Administration (SBA)SBA Disaster Assistance in Response to the CoronavirusThe U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). (3/14)

SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.
https://www.sba.gov/disaster-assistance/coronavirus-covid-19Y
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EIDL Under the CARES ActThese loans are provided by the SBA to SBCs1, private non-profits, small agricultural co-ops, and employee stock ownership plans (ESOP) with less than 500 employees. A business can receive $2,000,000, including a $10,000 advance at the time of application, for assistance to overcome a disaster, which now includes the COVID-19 public health emergency. https://gusto.com/blog/business-finance/cares-actAdded 4/74/8
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Agricultural Business EligibilityThe U.S. Small Business Administration announced Monday that agricultural businesses are now eligible for the Economic Injury Disaster Loan and EIDL Advance programs. https://bismarcktribune.com/news/local/health/north-dakota-coronavirus-news-may-4-bis-man-transit-resuming-normal-service/article_7ba0ef1d-38ae-5b5d-a6ec-aabeb58d6eb0.html5/5
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White HouseHealthcare waiversThe Secretary of Health and Human Services will be able to immediately waive provisions of applicable laws and regulations to give doctors, all hospitals, and healthcare providers maximum flexibility to respond to the virus and care for patients. (3/13)https://www.whitehouse.gov/briefings-statements/remarks-president-trump-vice-president-pence-members-coronavirus-task-force-press-conference-3/Y
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USDa, HHS, FMAP, LaborFamilies First Coronavirus Response ActWorker Protections — The package requires employers to provide two weeks paid sick leave and up to three months of paid family leave for employees affected by the virus, the cost of which could then be claimed by the employer as a tax credit.

Social Safety Net — The package provides $1.25 billion in supplemental assistance for those impacted by the epidemic, waives requirements for participation in the National School Lunch Program, SNAP, and other programs, and provides for emergency expanded SNAP eligibility for children facing school closure who would otherwise receive free meals.

Viral Testing — The package requires insurers to cover COVID-19 testing without cost sharing and waives cost sharing and provides $1 billion for compensating providers for testing of uninsured individuals.
https://www.congress.gov/bill/116th-congress/house-bill/6201Y
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CFPBThe Consumer Financial Protection Bureau (Bureau) has recently released several resources to help consumers take steps to protect their finances during the COVID-19 pandemic, including how to avoid financial scams and submit complaints to the Bureau.Protect yourself financially from the impact of the coronavirushttps://www.consumerfinance.gov/about-us/blog/protect-yourself-financially-from-impact-of-coronavirus/-
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The CFPB continues to help consumers make informed financial decisions with up-to-date information and resourceshttps://www.consumerfinance.gov/about-us/blog/cfpb-helps-consumers-make-informed-financial-decisions-with-up-to-date-information-and-resources/-
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Protecting your credit during the coronavirus pandemichttps://www.consumerfinance.gov/about-us/blog/protecting-your-credit-during-coronavirus-pandemic/-
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Coronavirus and dealing with debt: Tips to help ease the impacthttps://www.consumerfinance.gov/about-us/blog/coronavirus-and-dealing-debt-tips-help-ease-impact/-
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Tips for financial caregivers during the coronavirus pandemichttps://www.consumerfinance.gov/about-us/blog/tips-for-financial-caregivers-during-coronavirus-pandemic/-
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White House Office of Science and Technology PolicyCOVID-19 technology initiativeAmerican technology companies were called on to make online learning resources more accessible for teachers, parents, and students. As a result, the technology industry has launched a new resource for educators, administrators, and public officials who are turning to online learning as coronavirus response disrupts the school year.https://www.techforlearners.org/New 3/25-
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Small Business AdministationAutomatic deferment of previous SBA loansU.S. Small Business Administration Administrator Jovita Carranza announced changes to help borrowers still paying back SBA loans from previous disasters. By making this change, deferments through December 31, 2020, will be automatic. Now, borrowers of home and business disaster loans do not have to contact SBA to request deferment.https://www.sba.gov/about-sba/sba-newsroom/press-releases-media-advisories/carranza-implements-automatic-deferment-existing-sba-disaster-loans-through-end-2020Y
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Department of LaborFamilies First Coronavirus Response Act the Act provides that employees of covered employers are eligible for:

Two weeks (up to 80 hours) of paid sick leave at the employee’s regular rate of pay where the employee is unable to work because the employee is quarantined (pursuant to Federal, State, or local government order or advice of a health care provider), and/or experiencing COVID-19 symptoms and seeking a medical diagnosis; or
Two weeks (up to 80 hours) of paid sick leave at two-thirds the employee’s regular rate of pay because the employee is unable to work because of a bona fide need to care for an individual subject to quarantine (pursuant to Federal, State, or local government order or advice of a health care provider), or to care for a child (under 18 years of age) whose school or child care provider is closed or unavailable for reasons related to COVID-19, and/or the employee is experiencing a substantially similar condition as specified by the Secretary of Health and Human Services, in consultation with the Secretaries of the Treasury and Labor; and
Up to an additional 10 weeks of paid expanded family and medical leave at two-thirds the employee’s regular rate of pay where an employee, who has been employed for at least 30 calendar days, is unable to work due to a bona fide need for leave to care for a child whose school or child care provider is closed or unavailable for reasons related to COVID-19. Covered Employers: The paid sick leave and expanded family and medical leave provisions of the FFCRA apply to certain public employers, and private employers with fewer than 500 employees.[1] Most employees of the federal government are covered by Title II of the Family and Medical Leave Act, which was not amended by this Act, and are therefore not covered by the expanded family and medical leave provisions of the FFCRA. However, federal employees covered by Title II of the Family and Medical Leave Act are covered by the paid sick leave provision.

Small businesses with fewer than 50 employees may qualify for exemption from the requirement to provide leave due to school closings or child care unavailability if the leave requirements would jeopardize the viability of the business as a going concern.
https://www.dol.gov/agencies/whd/pandemic/ffcra-employee-paid-leaveAdded 3/313/31
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Small Business AdministationPaycheck Protection Plan (CARES Act)New SBA-backed Paycheck Protection loan program will help small businesses pay for expenses.
Loans taken by small businesses to keep employees on payroll may be forgiven.
501(c)(3)s will also be eligible for this program.
Federal government will forgive 8 weeks of cash flow, rent, and utilities at 100% up to 2.5x average monthly payroll.
The law provides $350 billion for this loan program. .
Businesses and 501(c)(3)s with less than 500 employees are eligible for this new loan.
Sole proprietors, independent contractors, and self-employed individuals may also be eligible.
Physician practices are eligible regardless of how they are structured.
Small businesses in the hospitality and food industry that have less than $500 million in gross receipts with more than one location could also be eligible at the store and location level if the store employs less than 500 workers. This means that each store location could be eligible.
If your franchisor appears in the SBA's National Franchise Directory, assistance will extend down to the franchisee at the store or location level.
https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program-pppAdded 3/313/31
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USDA Rural DevelopmentDirect and Guaranteed LoansEffective March 19, borrowers with USDA single-family housing Direct and Guaranteed loans are subject to a moratorium on foreclosure and eviction for a period of 60 days. This action applies to the initiation of foreclosures and evictions and to the completion of foreclosures and evictions in process.
Guaranteed Loan Program:
• Guaranteed Loan borrowers who are in default or facing imminent default due to a documented hardship can have payments reduced or suspended by their lender for a period not to exceed 12 months delinquency.
• Guaranteed Loan servicing questions should be directed to: sfhgld.program@usda.gov.
Direct Loan Program:
• USDA has waived or relaxed certain parts of the application process for Single-Family Housing Direct Loans, including site assessments, and has extended the time period that certificates of eligibility are valid.
• A Direct Loan borrower who is experiencing a reduction of income by more than 10 percent can request a Payment Assistance package to see if he/she is eligible for payment assistance or for more assistance than currently received.
• Moratorium Assistance is available for Direct Loan borrowers experiencing medical bill expenses (not covered by insurance) or job loss because of COVID-19.
• Direct Loan questions should be directed to USDA’s Customer Service Center at 800-414-1226 (7:00 a.m.-5:00 p.m. Eastern Time Monday-Friday) or https://www.rd.usda.gov/contact-us/loan-servicing.
https://rd.usda.gov/sites/default/files/USDA_RD_SA_COVID19_ProgramImmediateActions.pdfAdded 3/313/31
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USDA Rural DevelopmentRural Business-Cooperative ServicesBeginning immediately, through July 31, 2020, USDA Business and Industry Loan Guarantees (B&I) and Rural Energy for America Program (REAP) Guaranteed lenders may assist borrowers experiencing temporary cash flow issues by deferring payments for a period no longer than 120 days. The lender must notify The Agency in writing of any payment deferments. https://rd.usda.gov/sites/default/files/USDA_RD_SA_COVID19_ProgramImmediateActions.pdfAdded 3/313/31
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USDA Rural DevelopmentRural Business-Cooperative ServicesUSDA extended the application deadline for the Rural Business Development Grant (RBDG) program
to no later than April 15, 2020. Contact the Rural Development office for the deadline in your state.
USDA announced the extension in an Unnumbered Letter posted March 19, 2020.
• USDA extended the application deadline for the Rural Energy for America Program (REAP) to April
15, 2020. For additional information, see page 16925 of the March 25, 2020, Federal Register.
https://rd.usda.gov/sites/default/files/USDA_RD_SA_COVID19_ProgramImmediateActions.pdfAdded 3/313/31
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USDA 'Meals for kids when schools are closed' Food Relief The U.S. Department of Agriculture (USDA) today announced the launch of an online tool – the “Meals for Kids” Site Finder – to help families find meals for children while schools are closed during the coronavirus pandemic. The “Meals for Kids” interactive map directs people to local sites where kids can get free meals. The site finder currently lists more than 20,000 meal sites from 23 states, and more sites will be added as states submit data each week. The map is available in both English and Spanish at www.fns.usda.gov/meals4kids.https://www.fns.usda.gov/meals4kidsAdded 4/7 -
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Food Relief In an effort to minimize the potential exposure of the novel coronavirus (COVID-19), USDA has granted a nationwide waiver that grants states the flexibility to serve afterschool snacks and meals outside of a structured environment and without an educational or enrichment purpose. This waiver allows for the following child nutrition programs: National School Lunch Program, School Breakfast Program, Child and Adult Care Food Program, and Summer Food Service Program, to serve snacks and meals outside of the standard afterschool setting. These waivers are effective immediately, and remains in effect through June 30, 2020, or until expiration of the federally declared public health emergency, whichever is earlier.https://www.fns.usda.gov/cn/covid-19-afterschool-activity-waiverAdded 4/13-
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Federal ReserveMain Street Lending ProgramThe Federal Reserve has announced a $600 billion lending initiative designed for mid-sized businesses to ensure the easy flow of credit through the newly unveiled Main Street Lending program as part of a $2.3 trillion funding effort to minimize the financial impact of the coronavirus.

The Fed is offering four-year loans to companies employing up to 10,000 workers and with revenues of less than $2.5 billion per year. The terms of those loans will also permit principal and interest payments to be deferred for a year.
https://abcnews.go.com/Business/fed-unveils-details-600b-main-street-lending-program/story?id=70066755Added 4/9Y
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Federal ReserveMain Street Lending ProgramThe Federal Reserve Board on Monday expanded its Main Street Lending Program to allow more small and medium-sized businesses to be able to receive support. The Board lowered the minimum loan amount, raised the maximum loan limit, adjusted the principal repayment schedule to begin after two years, and extended the term to five years, providing borrowers with greater flexibility in repaying the loans. The Board expects the Main Street program to be open for lender registration soon and to be actively buying loans shortly afterwards.
The changes include:

Lowering the minimum loan size for certain loans to $250,000 from $500,000;
Increasing the maximum loan size for all facilities;
Increasing the term of each loan option to five years, from four years;
Extending the repayment period for all loans by delaying principal payments for two years, rather than one; and
Raising the Reserve Bank's participation to 95% for all loans.
https://www.federalreserve.gov/newsevents/pressreleases/monetary20200608a.htmAdded 6/10
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Department of Housing and Urban Development Mortage Relief Implemented a standard forbearance protocol for FHA multifamily mortgages per the CARES Acthttps://www.hud.gov/press/press_releases_media_advisories/HUD_No_20_054Added 4/15 -
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Farm Service Agency Loan Relief Extending the deadline for applicants to complete farm loan applications. FSA is extending deadlines for producers to respond to loan servicing actions, including loan deferral consideration for financially distressed and delinquent borrowers. Guarantee lenders can self-certify, providing their borrowers with subsequent-year operating loan advances on lines of credit and emergency advances on lines of credit.https://www.farmers.gov/coronavirusAdded 4/15 Y 4/15
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USDACoronavirus Food Assistance Program CFAP will use the funding and authorities provided in the Coronavirus Aid, Relief, and Economic Security Act (CARES), the Families First Coronavirus Response Act (FFCRA), and other USDA existing authorities. The program includes two major elements to achieve these goals.

Direct Support to Farmers and Ranchers: The program will provide $16 billion in direct support based on actual losses for agricultural producers where prices and market supply chains have been impacted and will assist producers with additional adjustment and marketing costs resulting from lost demand and short-term oversupply for the 2020 marketing year caused by COVID-19.
USDA Purchase and Distribution: USDA will partner with regional and local distributors, whose workforce has been significantly impacted by the closure of many restaurants, hotels, and other food service entities, to purchase $3 billion in fresh produce, dairy, and meat. We will begin with the procurement of an estimated $100 million per month in fresh fruits and vegetables, $100 million per month in a variety of dairy products, and $100 million per month in meat products. The distributors and wholesalers will then provide a pre-approved box of fresh produce, dairy, and meat products to food banks, community and faith based organizations, and other non-profits serving Americans in need.
https://www.usda.gov/media/press-releases/2020/04/17/usda-announces-coronavirus-food-assistance-program4/21-
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USDASNAP Online Pilot Program The SNAP online pilot is currently operational in Alabama, Iowa, Nebraska, New York, Oregon, and Washington State. The authorized retailers working with all pilot states are Amazon and Walmart, while Wrights Market and ShopRite are working with Alabama and New York respectively. USDA previously announced Arizona, California, Florida, Idaho, North Carolina, the District of Columbia, and West Virginia would also be joining. With these 16 states, more than half of all households receiving SNAP will have access to online purchasing.

Though the U.S. Department of Agriculture (USDA) Food and Nutrition Service (FNS) is receiving interest to expand the SNAP online pilot program, the responsibility is on state agencies, their third-party processor, and any retailers who wish to participate. To ease the process, FNS put together a simplified template for states who wish to enter the online pilot which is provided as an attachment to this letter.
https://www.usda.gov/media/press-releases/2020/04/21/kentucky-missouri-and-texas-added-innovative-snap-online-pilot4/21-
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Paycheck Protection Program and Health Care Enhancement ActAdditional Funding for PPPThe House passed the Paycheck Protection Program and Health Care Enhancement Act, which provides about $484 billion for small businesses, hospitals and COVID-19 testing. The Small Business Administration will resume accepting PPP loan applications on Monday, April 27 at 10:30AM EDT from approved lenders on behalf of any eligible borrower. https://home.treasury.gov/news/press-releases/sm9884/27y 4/27
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Federal ReserveExpanded access to Paycheck Protection Program Liquidity Facility (PPPLF) SBA-qualified PPP lenders include depository institutions, such as banks and credit unions, as well as non-depository institution lenders, such as some Community Development Financial Institutions. Currently, only depository institutions are eligible to participate in the PPPLF, and over 1000 have already been approved to access the program.

The SBA's PPP guarantees loans from qualified lenders to small businesses so that those businesses can keep workers employed. The PPPLF supports the PPP by extending credit to financial institutions that make PPP loans, using the loans as collateral. The additional liquidity from the PPPLF increases the capacity of financial institutions to make additional PPP loans.

Additional details on eligibility will be announced shortly.
https://www.federalreserve.gov/newsevents/pressreleases/monetary20200423b.htm4/28Y 5/1
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Minority Business Development AgencyMBE Grant for Enterprising Women of ColorMBDA seeks to fund Business Center(s) with a particular focus on supporting minority
women entrepreneurs in the U.S. and its territories to build their businesses, secure contracts
and capital, and increase employment opportunities. The primary drivers of the Minority
Business Center – Enterprising Women of Color are: (i) capacity building, and (ii) job
creation/retention resulting from facilitating contracts and financing for medium-sized
minority businesses.
https://www.grants.gov/web/grants/search-grants.html?keywords=mbda4/29y 5/1
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SBAPPP Loan Forgiveness ApplicationThe SBA released the Paycheck Protection Program loan forgiveness application form.https://content.sba.gov/sites/default/files/2020-05/3245-0407%20SBA%20Form%203508%20PPP%20Forgiveness%20Application.pdf5/15
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Matanuska-Susitna Borough MSB CARES Grant ProgramThe Matanuska-Susitna Borough has committed $13 million to support eligible small businesses and nonprofits impacted by COVID-19. Recipients will be awarded up to $10,000 grants to support their operations. Applications open on August 10 and grant swill be awarded on a first-come, first-serve basis. https://msbcares.matsugov.us/8/10
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STATE / LOCALAlabama-
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BIrmingham, AL Mayor's OfficeCOVID-19 Response PlanMayor Randall L. Woodfin’s $15 million COVID-19 Response Plan to fund police, fire, public works and a stimulus program for small businesses affected by the pandemic passed the Birmingham City Council Tuesday night.https://www.birminghamal.gov/2020/03/17/mayor-woodfins-15-million-covid-19-response-plan-approved-by-the-birmingham-city-council/Y
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State of AlabamaSmall Business ReliefGovernor Kay Ivey announced today that small businesses across Alabama negatively impacted by the coronavirus pandemic are eligible for assistance under the U.S. Small Business Administration’s Economic Injury Disaster Loan (EIDL) program.https://www.fox10tv.com/news/coronavirus/alabama-governor-ivey-releases-statement-on-small-business-relief-loans/article_b0503bfe-6b86-11ea-a2d8-6727ce6c8c73.htmlY
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Chamber of Commerce of West Alabama and the Community Foundation of West AlabamaSmall Business Relief FundOrganizers of a relief fund for small businesses affected by the COVID-19 outbreak say it has awarded more than $60,000 to 18 businesses this week. To qualify, businesses must have experienced a financial hardship as a result of COVID-19; have employed between two and 50 full-time employees as of Feb. 29; be in good standing with state and local government jurisdictions, and be located in Bibb, Fayette, Greene, Hale, Lamar, Marengo, Pickens, Sumter or Tuscaloosa County. Businesses can apply here: https://tuscaloosachamber.com/small-business-financial-assistance/https://www.al.com/business/2020/03/18-west-alabama-businesses-getting-funds-for-coronavirus-relief.htmlADDED 4/14/2
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Department of LaborUnemployment Relief for EmployersThe Alabama Department of Labor is waiving charges for employers whose employees must file unemployment compensation claims due to COVID-19. The department is encouraging all employers who can file on their employees’ behalf to do so. https://www.labor.alabama.gov/news_feed/News_Page.aspx?id=203ADDED 4/14/2
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State of AlabamaCOVID-19 Resources for Small BusinessSmall business owners can also visit Atlas Alabama, a one-stop resource, for federal, state and local assistance.https://atlasalabama.gov/ADDED 4/84/8
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Northwest Alabama Council of Local GovernmentsCOVID-19 Recovery Loan FundThe organization created a COVID-19 Recovery Loan Fund for business and industry in Colbert, Lauderdale, Franklin, Marion and Winston counties was established by the NACOLG Revolving Loan Fund Committee.https://nacolg.org/images/pdf/nacolg--covid-19-recovery-rfl-application.pdf5/8
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Calhoun County Chamber of CommerceCOVID-19 Small Business Relief FundThe Anniston City Council has agreed to help small businesses by contributing $100,000 towards the COVID-19 Small Business Relief Fund created by the Community Foundation of Northeast Alabama and the Calhoun County Area Chamber and Visitors Center. The small business relief fund will give grants in the amount of $2,000 to $5,000 to businesses in the county that employs 2-to-25 employees. Although any businesses within county lines can apply for the grants, the $100,000 dollars will only be granted to businesses within Anniston City limits.https://www.calhounchamber.com/covid-19-small-business-relief-fund/5/8
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Montgomery Area Chamber of Commerce FoundationRecovery Together Small Business Relief FundA coalition of Montgomery community partners announced it has created the Recover Together Small Business Relief Fund, a grant-making initiative to help small businesses affected by the COVID-19 pandemic. The Small Business Relief Fund will provide flexible, one-time grants of $3,000 to $5,000 for small businesses as they continue or resume operations following COVID-19-related impacts. The Chamber Foundation will accept applications online at www.recovermgm.com June 1 through June 15 and will award grants on a rolling basis as funds remain available.http://recovermgm.com/5/26
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Greater Limestone County Chamber of CommerceAthens-Limestone County Small Business Assistance InitiativeThe new program will make monetary help available through “mini grants” paid out of an assistance fund.https://www.tourathens.com/5/26
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Mobile CountySmall Business Relief Fund ProgramWhile it has been difficult for many businesses to survive this economic crisis, additional assistance is on the way through the Mobile County Small Business Relief Fund Program. The funding effort, spearheaded by Mobile County Commissioner Connie Hudson, is a collaborative initiative between the Mobile County Commission and the Mobile Area Chamber of Commerce to provide funding to small businesses in Mobile County that are experiencing extreme hardships as a result of the COVID-19 crisis. Eligible small businesses may obtain up to $25,000 in grants, based upon need.https://www.mobilecountyal.gov/latest-news/getting-back-to-business-mobile-county-develops-program-to-aid-small-businesses/6/9
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Alabama Department of RevenueRevive Alabama Small Business Grant ProgramAlabama announced the $100 million Revive Alabama Small Business Grant Program. Qualifying businesses may receive up to $15,000 to cover expenses they have incurred due to business interruptions caused by the pandemic and related business closures. Applications open at noon on July 16, 2020 and remain open through midnight on July 25, 2020.https://revenue.alabama.gov/revive-alabama/7/8
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State of AlabamaThe Alabama Nonprofit Grant Program and the Alabama Faith-Based Grant ProgramAlabama established a $50 million grant program to support nonprofit and faith-based organizations. Eligible organizations may apply for grants of up to $15,000. Applications will be open from August 3rd through August 14th.https://governor.alabama.gov/newsroom/2020/07/governor-ivey-announces-50-million-grant-program-for-nonprofit-and-faith-based-organizations/
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Alaska-
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State of AlaskaEconomic Relief PlanGov called for $1,300 dollar Permanent Fund dividend payments in April, and for a one billion dollar fund, to stabilize the state’s economy. He also signed an executive order protecting 13,000 Alaskans who receive rental assistance from the Alaska Housing Finance Corporation (AHFC) from evictions for at least 60 days. AHFC also is being directed to suspend foreclosures.

Dunleavy authorized $75 million for emergency health care facilities and personal protective equipment for health care providers. He also authorized $100 million for an expected increase in state worker and public health workload, as well as funds for health safety equipment for all state workers.
https://www.alaskapublic.org/2020/03/20/gov-dunleavys-covid-19-economic-plan-includes-dividend-payments-in-april-plus-1-billion-in-statewide-relief/Y
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Small Business Administration (SBA)SBA Economic Injury Disaster LoanGovernor Mike Dunleavy is announcing that Alaskan businesses can now apply for the U.S. Small Business Administration’s (SBA) low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).https://gov.alaska.gov/newsroom/2020/03/21/alaska-businesses-now-eligible-for-sba-economic-injury-disaster-loans/ADDED 3/27Y 3/28
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Alaska Industrial Development and Export Authority Sustaining Alaska’s Future Economy Guaranty Program (AK SAFE).In collaboration with Alaska’s banks and financial institutions, AIDEA will provide a loan guarantee up to $1,000,000 per Borrower. The objective is to enable Alaska’s banks and financial institutions to immediately provide additional capital to Alaska businesses through their existing relationships as they continue to manage terms with those Borrowers.

Alaskan businesses with existing lines of credit through any lending institution in Alaska will be able to apply for a loan increase of up to $1 million dollars. These loans will be backed by the state through AIDEA
https://gov.alaska.gov/newsroom/2020/03/31/governor-announces-progress-on-alaska-covid-19-economic-stabilization-plan/ADDED 4/24/2
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State of AlaskaRegulatory Relief for Individuals and BusinessesThe Governor announced the suspension of certain regulations and statutes to provide relief to individuals and businesses impacted by COVID-19. The COVID-19 Disaster Order of Suspension No. 2 Appendix A – Amendment 2 suspends certain fees, regulations, and statutes within the Department of Health and Social Services, Department of Administration, Department of Commerce, Department of Environmental Conservation, Department of Natural Resources, Department of Transportation, Department of Fish and Game, and the Department of Education through May 11, 2020 unless otherwise noted.https://gov.alaska.gov/newsroom/2020/04/10/dunleavy-announces-suspension-of-state-regulations/ADDED 4/13Y 4/13
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Municipality of AnchorageSmall Business and Nonprofit Relief GrantThe Municipality of Anchorage has committed $1 million to support small businesses and nonprofits impacted by COVID-19. Recipients will be awarded $5,000-$10,000 grants to support their operations, including but not limited to payroll, rent, utilities, taxes, and paying vendors. Applications are due by May 22, 2020.https://cookinletlending.com/small-business-relief-grant/UPDATED 5/13
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`Alaska Department of Commerce, Community, and Economic Development (DCCED) and the Alaska Industrial Development and Export Authority (AIDEA) AK CARES GrantThe Alaska Department of Commerce, Community, and Economic Development (DCCED) and the Alaska Industrial Development and Export Authority (AIDEA) have partnered with Credit Union 1 to provide relief to small Alaskan businesses impacted by the COVID-19 pandemic, through the AK CARES Grant Program.https://www.commerce.alaska.gov/web/ded/AKCARESGrant.aspx5/28
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Ketchikan Gateway Borough AssemblyBusiness Impact Grant Program, PPE Reimbursement ProgramBusinesses with more than $25,000 in revenue per quarter and suffering a revenue decline of 40% or more during Second Quarter CY 2020, compared to Second Quarter CY 2019 due to the COVID-19 pandemic, are eligible to apply for a grant. Grant awards will be based on a percentage of lost revenue. The maximum grant award is $25,000 and the application period opens July 1.https://www.kgbak.us/940/CARES-ACT-Funding-COVID-19-Support-Progr6/24
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City of FairbanksBusiness Relief GrantThe City of Fairbanks is providing business relief grants to reimburse costs for business interruption caused by required closures due to COVID-19. The grants will be awarded up to $100,000 depending on eligible expenses.https://www.fairbanksalaska.us/mayor/webform/cares-act-relief-funds-business-application7/1
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City of Unalaska, AlaskaUnalaska CARES Grant ProgramThe City of Unalaska is using federal CARES Act funding to provide grants to local businesses and nonprofit organizations that have been impacted from the COVID-19 pandemic.https://www.ci.unalaska.ak.us/planning/page/unalaska-cares-grant-program7/24
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City of SewardCity of SewardBeginning on Monday, July 27, 2020, eligible business applicants may apply for a grant from the Seward Cares Act Relief Fund. The application period will be open from July 27, 2020 to August 17, 2020 at 5:00 p.m..https://www.cityofseward.us/home/showdocument?id=19227/28
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Arizona-
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State of ArizonaBusiness Loan and Foreclosure ReliefGovernor Doug Ducey today announced a cooperative agreement with the state’s banks to protect small businesses and families from eviction and foreclosure. Banks also committed to expediting the application and approval of small business loans as part of the $349 billion Paycheck Protection Program passed by Congress and signed into law last week. Under the agreement, banks are suspending evictions and foreclosures for at least 60 days, with the potential to extend that period for the duration of the state’s emergency declaration. Additionally, most banks have adopted a payment deferral program for business loans under guidance from banking regulatory agencies, and many banks are working directly with consumers on payment deferrals for certain consumer loans.https://azgovernor.gov/governor/news/2020/03/governor-ducey-announces-new-steps-protect-families-and-small-businessesADDED 3/313/31
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State of Arizona90-Day Liquor Licensing Payment ReliefTo provide additional assistance to restaurants and bars facing loss due to COVID-19, Governor Doug Ducey today announced the Arizona Department of Liquor Licenses and Control will defer the payment of all liquor licensing fees by 90 days. Previously, missing a liquor licensing payment period could result in a restaurant’s inability to sell liquor or even the loss of its liquor license. Today’s action fulfills a request by Arizona small business coalitions and provides additional financial relief to establishments and small businesses that could have faced penalties for late fees come April 1. https://azgovernor.gov/governor/news/2020/03/governor-ducey-announces-90-day-fee-relief-restaurants-bars-impacted-covid-19ADDED 4/14/3
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State of ArizonaProperty SecurityThe governor issued an Executive Order halting evictions in the state for small businesses and nonprofits that are unable to pay rent due to financial hardship caused by the COVID-19 pandemic. The order also encourages commercial landlords to defer rent payments for small business tenants facing economic hardship due to COVID-19 and consider waiving all fees and interest associated with late payments. Under the order, evictions will be halted until May 31, 2020.https://azgovernor.gov/governor/news/2020/04/governor-ducey-issues-executive-order-halting-evictions-small-businesses-andADDED 4/74/8
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State of ArizonaRestaurant Business Regulatory ReliefThe Governor issued an Executive Order allowing Arizona restaurants to repackage and sell grocery items they have on hand, including items not normally packaged and labeled for resale.https://azgovernor.gov/governor/news/2020/04/governor-ducey-issues-executive-order-providing-flexibility-packaging-andADDED 4/84/8
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State of ArizonaRemote NotarizationGovernor Doug Ducey issued an Executive Order allowing Arizonans to get documents notarized remotely, while ensuring secure and effective verification processes. https://azgovernor.gov/governor/news/2020/04/governor-ducey-signs-executive-order-establishing-virtual-notary-servicesADDED 4/9-
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Business Development Finance CorporationTucson Resiliency Direct Loan ProgramTucson City Council recently authorized a $1 million contribution toward the We Are One/Somos Uno Resiliency Fund. Through the fund, businesses in need can take advantage of the Tucson Resiliency Direct Loan Program, which is administered by the Business Development Finance Corporation. Direct loans of up to $25,000 at zero percent interest are available to small businesses, sole proprietors, 1099 contractors, and 501(c)(3) nonprofits that meet the eligibility criteria.https://www.bdfc.com/wp-content/uploads/2020/04/Tucson-Loan-Complete-Application.pdf4/30Y 4/30
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Town on Fountain HillsFountain Hills Small Business Grant ProgramThe Fountain Hills Small Business Grant Program provides grants from funding made available from the State of Arizona’s AZCares Fund to Town businesses impacted by COVID-19. Funding may be used for business operations, public health protocols, marketing and mortgage or elase payments. The amount of each grant will be based on the number of approved applications with Eligible Business Expenses. It is not likely that any individual grant award will exceed $5,000.https://www.azcommerce.com/covid-19/financial-resources/fountain-hills-small-business-grant-program/7/15Y
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Graham & Greenlee County Graham & Greenlee County Micro-Loan ProgramThe Graham & Greenlee County Micro-Loan program through the Local First Arizona, Freeport McMoRan and the Graham & Greenlee County Leadership Cohort, offers loans to local businesses in the Graham and Greenlee Counties to help them stay competitive. Businesses may receive loans between $5,000 and $25,000.https://www.azcommerce.com/covid-19/financial-resources/graham-greenlee-county-micro-loan/7/15YLoans between $5,000 and $25,000.
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City of TusconTucson Resiliency Direct Loan ProgramThe Tucson Resiliency Direct Loan Program is administered by the Business Development Finance Corporation. Eligible businesses must be located within Tucson city limits, have a valid City of Tucson business license, and be registered with the Arizona Corporation Commission (ACC) in good standing (sole proprietors do not have to be registered with the ACC.) Direct loans of up to $25,000 at 0% interest are available to small businesses, sole proprietors, 1099 contractors, and 501(c)(3) nonprofits that meet the eligibility criteria.https://www.bdfc.com/wp-content/uploads/2020/04/Tucson-Loan-Complete-Application.pdf5/7
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Desert Financial & City of TempeTempe Small Business Emergency Loan ProgramTo aid Tempe business owners, Desert Financial has partnered with the City of Tempe to create the $1 million Tempe Small Business Emergency Loan Program. Business owners may receive a microloan between $5,000 and $20,000 at a 4% fixed rate, with a 48 month repayment term.https://www.azcommerce.com/covid-19/financial-resources/tempe-small-business-emergency-loan-program/7/15YMicroloan between $5,000 and $20,000
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Maricopa CountyMaricopa County Small Business Grant ProgramMaricopa County is providing relief to small businesses and nonprofits with $23 million in federal CARES Act funding. The Small Business Relief Program will provide up to $10,000 in grants to reimburse businesses and nonprofits (501(c)3) for lost revenues during March and April. https://www.azcommerce.com/covid-19/financial-resources/maricopa-county-small-business-grant-program/7/15Y7/31Grants up to $10,000
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City of MesaMesa CARES Small Business Technical Assistance ProgramThe Mesa CARES Small Business Technical Assistance Program is intended to help Mesa-based businesses recover from the coronavirus pandemic, evaluate and react to necessary changes in the business environment, implement new policies, procedures and processes, stimulate new business, and strategize and plan for the future of their companies. The program is designed to focus on stabilization, recovery, and to boost resiliency of small businesses.https://www.azcommerce.com/covid-19/financial-resources/mesa-cares-small-business-reemergence-program/7/15Y
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City of PhoenixSmall Business Relief GrantGrants up to $10,000 will be awarded to businesses with fewer than 25 employees that operate in lower-income areas and generated less than $3 million in annual sales. The Small Business Relief Grant program initially launched in April with $2 million. Demand was high and the funds ran out within a few days so the council approved another $5 million.https://www.phoenix.gov/econdevsite/Documents/CoP-Phoenix-IDA-Small_Business-Relief-Grant-Round-Two-%20Flyer-FINAL.pdf5/26
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City of PhoenixPhoenix Microbusiness Resiliency Grant The Phoenix Microbusiness Resiliency Grant program will award up to $5,000 to solo practitioners and microbusinesses — those are businesses with fewer than 5 employees. The city expects to help more than 1,100 people businesses through microbusiness grants.https://www.phoenix.gov/econdevsite/Documents/PHX-Microbusiness-Grant-Flyer.pdf5/26
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City of PhoenixRestaurant Restart ProgramNearly 100 restaurants and food trucks could receive help through the city’s $1 million Restaurant Restart Program. Grants up to $10,000 per business will be awarded to help restart businesses, including buying food, rehiring staff, resetting floor plans and implementing safety protocols.https://www.phoenix.gov/econdevsite/Documents/PHX-RestaurantRestart-Grant-Flyer.pdf5/26
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City of Peoria and Bell BankPeoria Small Business Emergency Loan ProgramTo help local businesses during this unprecedented time, the City of Peoria and Bell Bank have developed a Small Business Emergency Loan program for Peoria-based companies. This program provides qualifying businesses with personal loans up to $20,000.https://www.azcommerce.com/covid-19/financial-resources/peoria-small-business-emergency-loan-program/7/15Personal loans up to $20,000.
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City of PeoriaPeoria Community Development Block GrantThe City of Peoria Community Development Block Grant (CDBG) Small Business Assistance Grant Program has been developed to assist business owners and entrepreneurs who have been unable to acquire funding through the Paycheck Protection Program (PPP) or the Economic Injury and Disaster Loan (EIDL). A total of 20, one-time, relief grants in the amount of $5,000 will be awarded to Peoria businesses.https://www.azcommerce.com/covid-19/financial-resources/peoria-community-development-block-grant/7/15
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Town of Queen CreekQueen Creek Together Small Business Grant AssistanceSmall businesses in Queen Creek can apply for up to $12,500 each to offset the costs of safety measures due to COVID-19 concerns. The grant program will be implemented by the Town to reimburse businesses for costs incurred in connection with enhanced sanitization, employee safety, and customer safety. Businesses can receive $500 per full-time equivalent employee with a maximum $12,500 grant. The town has a total of $500,000 in grants for small businesses. https://www.azcommerce.com/covid-19/financial-resources/queen-creek-together-small-business-grant-assistance/7/157/20Maximum $12,500 grant
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PPEP Microbusiness & Housing Development Corporation (PMHDC)PMHDC Microloans for Small Businesses PMHDC offers a range of microloans to small businesses in southern Arizona that reside in Yuma, Cochise, Santa Cruz, Pima, Pinal, Maricopa, Gila and Graham Counties. The loan amount is determined following a meeting with a business counselor and ranges from $500 to $75,000.https://www.azcommerce.com/covid-19/financial-resources/ppep-microbusiness-housing-development-corporation/7/15YLoan from $500 to $75,000
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Growth Partners ArizonaGrowth Partners Arizona Small Business Success LoanSmall Business Success Loans are for small businesses that need to borrow larger loan amounts for growth and expansion, equipment, long-term working capital, tenant improvements and consolidation of more expensive debt. This loan ranges from $10,000 - $75,000 with terms from six months to five years.https://www.azcommerce.com/covid-19/financial-resources/growth-partners-arizona-small-business-success-loan/7/15YLoan from $10,000 - $75,000
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Growth Partners ArizonaKiva Tucson Crowdfunding LoansKiva is helping during the COVID-19 crisis by providing loans up to $15,000 and a 6-month deferment. Kiva determines the loan amount based on many factors, including finances, social media presence, and quality of the narrative. Kiva loans can be used for many different business expenseshttps://www.azcommerce.com/covid-19/financial-resources/kiva-tucson-crowdfunding-loans/7/15YLoan up to $15,000
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Arizona Public ServiceArizona Public Service Customer Support FundArizona Public Service (APS) has set up a Customer Support Fund to assist customers who need help paying their APS bills. Small business customers who are past due on their APS bill can qualify for the fund if they have an unexpected loss of income, higher medical or childcare expenses, or other financial hardship created by the COVID-19 virus.https://www.azcommerce.com/covid-19/financial-resources/arizona-public-service-customer-support-fund/7/15YUp to $1,000 bill credit
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Chicanos por la causa PrestamosCOVID-19 Microloan ProgramBusinesses are eligible to apply for up to $25,000. The first six payments will be paid (both principal and interest) directly by The SBA. The remaining balance will be amortized over a 6-12 month term based on repayment ability. There is a 3% loan origination fee and the interest rate for this loan is 6.5%.https://www.prestamosloans.org/covidmicro/7/15YUp to $25,000
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Local Initiative Support Corporation (LISC)LISC Small Business Relief Grants (Round 5)Applicants may apply for one business only and must be 18 years of age to apply. Awards will be made to qualified businesses, and eligibility is based on accurate and complete submission. Priority will be given especially to entrepreneurs of color, women- and veteran-owned businesses and other enterprises in historically under-served places who don’t have access to flexible, affordable capital. All awardees will have to certify that they are promoting the best interests of the community and are negatively impacted by the Covid-19 crisishttps://www.lisc.org/covid-19/small-business-assistance/small-business-relief-grants/frequently-asked-questions/7/27Y8/21Grants ranging from $5,000 to $20,000
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City of TucsonTucson Small Business Continuity GrantsAs part of the City of Tucson’s CARES Act funds, the city will distribute $2 million through Small Business Continuity grants. The YWCA’s Women’s Business Center will administer the small business continuity grants to be awarded up to $10,000. Grants will be awarded within 10 business days of application submission.https://www.azcommerce.com/covid-19/financial-resources/tucson-small-business-continuity-grants/7/29Y8/28Grants up to $10,000
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Tucson Nonprofit Continuity GrantsAs part of the City of Tucson’s CARES Act funds, the city will distribute $500,000 to nonprofits through the Tucson Nonprofit Continuity Grant. The Community Foundation of Southern Arizona will administer the grants to Tucson nonprofits with awards up to $20,000.https://www.azcommerce.com/covid-19/financial-resources/tucson-nonprofit-continuity-grants/7/29Y8/28Grants up to $20,000
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City of ChandlerI Choose Chandler Business Hiring and Retention Program The City of Chandler is offering grants to businesses that are keeping employees on payroll while adjusting to the revenue losses and disruptions caused by COVID-19. The I Choose Chandler Business Hiring and Retention Program will provide qualifying businesses with $1,300 per employee retained or hired since Dec. 31, 2019, up to a maximum amount of $10,000 per business. Applications open on August 17 and will be awarded on a first-come, first-served basis.https://www.azfoundation.org/Grants-Loans/ICC8/12
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State of ArizonaArizona Small Business Rent and Mortgage Relief Grant programThe Governor's Office is launching the Arizona Small Business Rent and Mortgage Relief Grant program. The grant program will provide grants for up to two months of rent or mortgage payments due by small businesses including gyms, fitness centers, bars, and water parks with fewer than 50 employees. The maximum award will be $25,000. Applications will open the week of August 17.http://www.localfirstaz.com/azsmallbizrent8/14
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Arkansas-
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State of ArkansasGovernor Hutchinson Announces Relief for Businesses, Child-Care Providers To Ease COVID-19 ImpactThe state will allocate $12 million in block grant money and up to $4 million from the quick-action fund to provide bridge loans to help midsize companies and nonprofits remain open during the COVID-19 pandemic.

The Governor also announced that the state will increase reimbursement for child-care voucher providers who care for children who receive federal child-care assistance and that remain open through March 27.

The Department of Human Services (DHS) will suspend the renewal process for child-care vouchers for 30 days. DHS will expedite the process and temporarily relax limits on capacity for providers. More than 800 child-care providers have closed.

The Supplemental Nutrition Assistance Program (SNAP) will suspend the work requirement through the end of April. DHS also will expedite decisions about SNAP eligibility for those who lose income because of COVID-19.
https://governor.arkansas.gov/news-media/press-releases/governor-hutchinson-announces-relief-for-businesses-child-care-providers-to-ease-covid-19-impactNew 3/23Y 3/28
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AR Economic Development CommissionResources for affected small businesses and employees.Quick Action Loan Program

Allocation of $4,000,000 from the Governor's Quick Action Closing Fund
Eligible companies may apply for a loan or loan guaranty of up to $250,000.
Prioritize small to medium-sized companies that are in the supply chain of essential goods and services (including healthcare, food manufacturing, logistics)
Community Development Block Grant (CDBG)

Up to $12 million in CDBG assistance will be made available for COVID19 relief and recovery. This money will be used to provide grants to eligible local governments with which to provide direct economic assistance in the form of loans to companies impacted by COVID19 and grants to clinics, hospitals and other non-profits who are working hard to provide care in rural Arkansas and to vulnerable populations such as the homeless. AEDC is undertaking necessary regulatory steps required by the federal government to implement this assistance. This page will be updated as more information becomes available.

For questions about ways AEDC can assist your business during this time, contact us by email or phone:

Email: COVID19.businessinfo@arkansasedc.com
Phone: 501-682-1121 or toll-free: 1-800-ARKANSAS
https://www.arkansasedc.com/covid19Y
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Governor and Dept of CommerceQuick Action Loan ProgramGov. Asa Hutchinson has created a $12 million Quick Action Loan Program. Through this, eligible companies may apply for a loan or loan guaranty of up to $250,000. Direct lending is also available.https://www.arkansasedc.com/docs/default-source/covid-19/quick-action-loan-program-summary-(2).pdf?sfvrsn=cbf1c1f_4ADDED 4/1^Duplicate
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Arkansas Community FoundationCOVID-19 Relief FundArkansas Community Foundation has established a statewide COVID-19 Relief Fund. In the short term, the fund will provide rapid-response grants to nonprofit organizations working on the front lines. This critical funding will enable them to maintain operations and support the increased demand for services. Learn more about grants. In the intermediate term, the fund will focus on addressing the ongoing economic needs of Arkansans affected by the pandemic and shoring up critical systems in our state, such as healthcare, emergency food distribution, schools, etc.https://www.arcf.org/press-resources/responding-to-covid-19-in-arkansas/ADDED 4/84/8
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Arkansas Economic Development Commission (AEDC)Ready for Business Grant ProgramGrants between $1,000 and $100,000 will be awarded to businesses depending on the number of Arkansas W2 workers employed there as of March 1, 2020. The funds are to assist with COVID-19-related expenses, such as personal protective equipment (PPE), deep cleaning, signage, hand sanitizer dispensers, marketing and more. Applications are currently closed, and the AEDC will announce if more funding becomes availablehttps://www.arkansasedc.com/docs/default-source/covid-19/ar-ready-for-business-grant-program-overview9122f35590654c3f93feb83ad4814476.pdf?sfvrsn=653166a6_2Updated 5/1Y 5/1
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City of Little RockForgivable Small Business LoansThe city has set aside $500,000 to provide forgivable loans to companies with less than 20 employees. Loans will cap out at $5,000 and will be forgiven after one year if jobs are created, retained or restored. Application available May 4, 2020.https://www.littlerock.gov/city-administration/mayors-office/covid-19-information/small-business-emergency-assistance-program/5/4Y 5/1
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City of North Little RockCOVID-19 Small Business Economic FundThe mayor of North Little Rock announced the formation of the Small Business Council and COVID-19 Small Business Economic Fund. The primary objectives of the program are to assist Small Businesses and Low-to-Moderate Income (LMI) households. This fund is to be used as temporary gap financing.http://nlr.ar.gov/news/c_o_v_i_d-19_small_business_economic_support_fund6/9
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California-
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Office of the GovernorEconomic RecoveryGovernor Newsom and his administration took action to stabilize California’s economy, businesses and workforce. Those actions include small business relief. https://www.gov.ca.gov/2020/08/12/governor-newsom-provides-update-on-californias-covid-19-response-and-action-to-support-economic-recovery/New (08/12)
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Office of the GovernorState CampaignGovernor Newsom issued a proclamation declaring July 2020, as “California for All Small Business Month” today as the Governor’s Task Force on Business and Jobs Recovery launches a new campaign encouraging Californians to help small businesses in their communities operate safely during the pandemic. https://www.gov.ca.gov/2020/07/08/governor-newsom-issues-proclamation-declaring-california-for-all-small-business-month/New (07/08)
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Office of the GovernorCovid-19 FundingGovernor Newsom issued a proclamation of a budget emergency to make additional resources available to fund the state’s ongoing emergency response to COVID-19, ensuring the availability of funding for personal protective equipment, medical equipment and other expenditures as necessary to support a potential hospital surge and provide necessary services to vulnerable populations.https://www.gov.ca.gov/2020/06/25/governor-newsom-declares-budget-emergency-to-support-states-response-to-covid-19/New (06/25)
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Office of the GovernorMoratorium on EvictionsGovernor Newsom issued an executive order extending authorization for local governments to halt evictions for renters impacted by the COVID-19 pandemic, through July 28.https://www.gov.ca.gov/2020/05/29/governor-newsom-signs-executive-order-on-actions-in-response-to-covid-19-5-29-20/New (05/29)
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Office of the GovernorBudget ProposalGovernor Gavin Newsom submitted his 2020-21 May Revision budget proposal to the Legislature – a balanced plan to close a budget gap of more than $54 billion brought on swiftly by the COVID-19 recession.https://www.gov.ca.gov/2020/05/14/governor-newsom-submits-may-revision-budget-proposal-to-legislature-5-14-20/New (05/15)
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Office of the GovernorState InitiativesGovernor Gavin Newsom today announced a series of initiatives to support vulnerable older Californians who are isolating at home during California’s stay at home order. California is launching a first-in-the nation meal delivery program, a partnership to make wellness check-in calls, and the expansion of Friendship Line California to help combat social isolation. These actions will support the approximately 1.2 million Californians over the age of 65 who live alone.https://www.gov.ca.gov/2020/04/24/governor-newsom-announces-initiatives-to-support-older-californians-during-covid-19-pandemic/New (04/27)-